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  Calculators > Home Loan Costs & Repayment Calculator. Jeppessen Productions
Calculators
Home Loan Costs & Repayment Calculator.


FACT!

In March 1998
the Interest Rate
was at 18%,
and within
five months
it increased
by 6% in
August 1998
to 24%.

PLEASE NOTE

If you are not sure what the current
Interest Rate is, use this as a guideline:

The Prime Lending Rate at the time of update
of this calculator in June 2009 was 11%.
Always make provisions for an unexpected
hike in the Interest Rate. Do your calculations on the current prime lending rate as well as on a
few percentages higher than the current rate.


The editable input boxes are coloured.


Registration & Transfer Costs Calculator
   
   
Required Information
  Purchase Price
R
  (editable)  
  Bond Amount
R
  (editable)  
  Deposit or Cash Amount
R
  (editable)  
   
   
  Seller is a VAT Vendor
  (editable)  
  Purchaser is a Natural Person
  (editable)  
  Purchaser is a Legal Entity
  (editable)  
   
   
 

... Page Down ...
   
   
Registration & Transfer Costs
(Summary)
  Property Transfer Costs
R
 
  Bond Registration Costs
R
 
  TOTAL COSTS
R
 
   
   
Registration & Transfer Costs
(In Detail)
Property Transfer Costs
Purchase Price =
R
Transfer Duty (Non Vatable)
R
Deeds Office Examination Fee
(Non Vatable)
R
Conveyancer Tariff
R
Postage & Petties
R
Deeds Office Search Fee
R
FICA Compliance Fee
R
Electronic Document
Generation Fee
R
VAT
R
Provision for Rates & Taxes/Levies
R
Total Transfer Costs
R
 
Bond Registration Costs
Bond Amount =
R
Deeds Office Examination Fee
(Non Vatable)
R
Conveyancer Tariff Fee
R
Postage & Petties
R
Deeds Office Search Fee
R
FICA Compliance Fee
R
Electronic Document
Generation Fee
R
VAT
R
Estimated Bank Initiation Fee (Varies from R1 000.00 to
R5 500.00)
R
Total Registration Costs
R
   
   
Home Loan (Bond) Repayment Calculator
   
   
  Bond Amount
R
  (editable)  
  Interest Rate
  %             (editable)  
  Repayment Period
  yrs           (editable)  
  Monthly Instalment
R
 
   
   
  An extra payment per month of...
R
  (editable)  
  New monthly instalment
R
 
  ...Will reduce your payment period to
R
  yrs  
   
   
VERY IMPORTANT!
For accurate calculations, please use the RESET BUTTON if you would like to alter any values,
and start at the top of the calculator at "Purchase Price",
instead of adjusting values after the calculation has been done.




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Disclaimer: The information provided on this web site is intended to provide you, the user, with objective information about
financial products and services and is not intended to constitute a recommendation, guidance or proposal as regards
the suitability of any product in respect of any financial need you may have.
Calculations made/obtained by means of the calculators, planning tools or other facilities made available on this web site
are for illustrative purposes only and are subject to written confirmation by the product provider at the time of concluding a transaction.
This information was correct at the time of compilation (April 2009).


For calculations to work correctly on this page,
the minimum browser requirement is Internet Explorer 4, Firefox 2 or Netscape 6.
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